Analysis of the relationship of cash liquidity and credit capacity Middle East Investment Bank as a model for the period (2009-2020)
الكلمات المفتاحية:
Cash Liquidity Risk, Credit Capacity Risk)، Todayamoooto modelالملخص
The purpose of this paper is to examine the relationship between cash and credit in the Iraqi current banks, where the liquidity situation is one of the main topics and the interest in sucking Arf commercial is its main concern in its daily work and friction with customers, and the credit capacity is one of the most attractive areas of investment for banks, due to the high returns generated by the second compared to other investments, and thus the primary objective of banks is to increase their credit capacity. Good liquidity management leads to the bank's inability to exploit the appropriate opportunities to achieve the shortest profit and loss of investment opportunities and includes the concept of research by analyzing the relationship of cash liquidity in the banks of the study sample and comparing them; the indicators were studied and analyzed, and the relationship and influence were determined using statistical methods to meet the study's objectives and hypotheses; The analysis of the three standard models using the Todayamoooto model revealed that the independent variable (the cash liquidity of the Iraqi dinar in the funds of the three institutions specified) has no effect on the dependent variables (cash credit and pledge credit). In addition, a set of recommendations has been formulated, the most important of which is the need for the examined banks to strengthen their financial position by increasing their interest in cash liquidity in order to attain bank credit ratios.
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منشور
كيفية الاقتباس
إصدار
القسم
الرخصة
الحقوق الفكرية (c) 2023 Akkad Journal Of Multidisciplinary Studies
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